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The federal government has actually pursued affordable homes rules by demanding one to Fannie mae, Freddie Mac computer, and FHLB system fulfill specific requirements-direct quotas toward version of mortgages it loans-for lower-money and you may moderate-earnings house. These types of therefore-titled sensible-property desires was basically basic toward failure of your own houses loans system between 2007 and you will 2009, and they have supported mainly to boost personal debt and you may inflate home prices. (mehr …)