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Like other big mortgage lenders, they supply a lot of different solutions, as well as each other compliant and you will jumbo money, as well as several smaller traditional choices.
Other than service articles out of Fannie and Freddie, nevertheless they offer FHA funds, Va financing, USDA funds, 2nd mortgages, framework fund, and a lot more.
They provide the new FHA 203k financing, also the Va IRRRL, down payment guidance, and even a-one-romantic design mortgage
Regarding repaired-price agency, you should buy terms of 8, ten, 12, 15, 20, twenty two, twenty five, 27, and you may thirty years.
To possess conforming funds they go as much as 97% LTV (105% CLTV which have a community Next), or more to help you ninety% LTV to possess jumbo finance.
For jumbo fund, they offer each other highest balance finance, people supported by Federal national mortgage association and Freddie Mac computer inside highest costs aspects of the world, along with full-blown jumbos as much as $step three billion loan number.
They also promote each other repaired-rates and you can varying-speed second mortgages, as well as house collateral finance and you may HELOCs, having advertising and marketing rates towards the latter generally speaking considering towards very first 6 months. Just look out for the newest annual commission!
Really the only product which seems to be lost is a destination-simply home loan, although they are doing provide the solution towards the some of the framework loans (and HELOCs).
When you find yourself a home loan professional, Flagstar keeps one another a wholesale section which enables lenders so you’re able to offer its mortgage points, and you may a beneficial correspondent division you to definitely allows financial lenders romantic finance having their particular financing using a factory range together with longer by the Flagstar. (mehr …)